If I am a sole trader/proprietor or a member of a partnership, do I need to take out Worksafe Injury for myself?
If you are a sole trader/proprietor or a member of a partnership, you are not a worker. Therefore, you cannot take out WorkSafe Injury Insurance for yourself. However, if you employ any workers, apprentices or trainees you may need to take out a policy to cover them.
If you are hired as a worker by someone else, that person may need to take out a policy to cover you.
Examples
Barry is an electrical contractor. Barry is a sole trader / proprietor with no workers. Barry is not eligible to take out WorkSafe Injury Insurance.
Steve and Jason are tilers. Steve and Jason conduct their business as a partnership.
Steve and Jason employ an apprentice. Steve and Jason are required to take out WorkSafe Injury Insurance to cover the apprentice. The WorkSafe Injury Insurance does not cover Steve and Jason.
